Maybe, You Need This --- HSBC Gold Visa Cash Back Credit Card

I had a credit card as early as 16 years old (a supplementary to my brother) and it was a wonderful "practice" to be smart with my finances.

Once I got into the workforce, I applied my own credit card and had a couple of rejections but that doesn't stop me from trying, why?  Because I wanted the perks that comes with my own credit card.  Just the perk of earning points and using the points to shop for free.

Fast forward to decades after, I am glad Credit Card companies creating more ways for shoppers like YOU and ME to feel guiltless when we shop with our credit card.  Meet the Ultimate Cash Back Card that gives the biggest rewards for dining, shopping and traveling.

HSBC Gold Visa Cash Back Credit Card

Not a real credit card, for safety purpose

This HSBC Gold Visa Cash Back Credit Card offers you the following ---

• 5% cash back on dining transactions
• 0.5% cash back on all other transactions (shopping, travelling, etc.)
• No minimum spend required
• Automatic crediting of rebates every calendar month
• Cash back cap of Php1,200 monthly
• 3% fuel rebate at participating Caltex stations
• Acquisition incentive: first meal free (worth up to Php 2,500)

Visit www.hsbc.com.ph/cashback for more details.

So imagine, you can dine all you want...

Shop all you want

And travel as many times a year!

And not feel bad because you get rewards for spending!  Just a big tip from yours truly, I have never owed any credit card company money because I treat my credit card as good as cash, whenever I use my credit card, I have cash on hand and put the cash right at my "Credit Card Bills" envelope and I don't have to worry about monthly bills!  In that way, I don't get stressed during payment season and I get extra rewards from using the credit card!

What are your other tips in using a credit card?

Keep smilin'

Stay happy!